Portfolio
One ledger across programs. See balances and estimated value before you transfer or redeem.
Stop leaving travel on the table. Organize your wealth of points.
Book trips with points, not cash. Portfolio, calculator, transfers, and Plan Your Journey. Manual-first. No bank logins.
For people juggling bank points, airline miles, and hotel programs.
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Why travelers use Pointfolio
Points are an asset until they're scattered across portals and spreadsheets. Pointfolio gives you one clear view and confident moves.
The problem
- • Balances everywhere; no single picture of value.
- • Hard to tell if a redemption beats cash.
- • Transfers between programs are easy to get wrong.
What Pointfolio does
- ✓ Unified portfolio and valuation context.
- ✓ Calculator for points vs. cash.
- ✓ Transfer & pathway logging.
- ✓ Plan Your Journey: trip first, points second.
Inside the app
Tools for people who redeem, not just earn.
Calculator
Model flights and partners; compare cents per point to paying cash.
Transfers
Track every move between banks and partners: clear pathways, clear history.
Plan Your Journey
Start with the trip you want, then bridge the gap with points instead of cash.
Cash is for when points don't get you there.
The goal is optionality: premium cabins, peak dates, family trips, without the sticker shock of cash fares.
Trust & privacy
Manual-first. No bank passwords. No selling your data.
Dashboard
Your portfolio and goals in one place.
Community
Deals, redemptions, and context from other travelers.
Your data
You control what you enter. No bank logins required.
Common questions
Do you connect to my bank accounts?
No. Pointfolio is manual-first: you enter what you choose. We never ask for bank passwords or card portal logins.
What do you do with my data?
You control what you save. We don't sell your personal data. See our Privacy policy for details.
How does billing work?
Plans and pricing are shown in the app where you subscribe. You can cancel anytime from your App Store or Google Play subscription settings. No need to email us to stop.